Behind on your mortgage? A Texas foreclosure can move in weeks — Chapter 13 can stop it. See how →
Drowning in card & medical debt? Chapter 7 can wipe qualifying unsecured debt — a true fresh start. See how →
Want to keep the house & car? Chapter 13 catches up arrears on a structured, court-protected plan. See how →
SBA loan in default? North Texas business owners — there are defenses and workouts. See how →

Dallas Chapter 7 · Fresh start

Chapter 7 Bankruptcy Attorney in Dallas, TX

Chapter 7 bankruptcy in Dallas.

Wipe out qualifying credit cards, medical bills, and personal loans while protecting essential property — filed for Dallas and Dallas County clients.

Chapter 7 · Dallas

A true fresh start. Dallas County filing.

Means test, exemptions, and trustee process explained on the first call.

  • Discharge for qualifying unsecured debt
  • Texas homestead and personal property review before you file
  • Serving Dallas from the Arlington office
  • Pairs with lawsuit and garnishment defense when needed

Related

Dallas bankruptcy Chapter 7 hub Dallas Chapter 13 Contact

Chapter 7 · Dallas

Dallas County means test. Clear discharge path.

When you call Machi Wright & Associates, you talk to the attorney who will actually handle your file — not an intake screener. Fewer cases means more time to understand your income, your property, and your goals before anything is filed.

“Most people wait far too long to ask for help. The law gives you real tools — the sooner we talk, the more of your life we can protect.”

Daniel Wright · Lead Attorney
Chapter 7 Bankruptcy Attorney in Dallas, TX
Federal bankruptcy law, applied by people who know the North Texas courts.

How it works

Clear steps. Local counsel.

01 · Means test

We confirm Chapter 7 eligibility with your numbers.

02 · Exemptions

What you keep under Texas law — before filing.

03 · File

Automatic stay stops most garnishments and lawsuits.

04 · Discharge

Counsel stays on the file through the finish.

Straight answers

People also ask · Dallas Chapter 7

Means test, keep-the-house, and discharge timing questions Dallas searchers ask before they file Chapter 7.

(817) 335-8880
01Do I qualify for Chapter 7 bankruptcy in Dallas, TX?

The means test compares your household income to the Texas median. Below-median filers often qualify; above-median filers may still qualify after deductions. We run a free preliminary means test in consult.

02What debts does Chapter 7 eliminate for Dallas residents?

Most unsecured debts — credit cards, medical bills, personal loans, payday loans, and certain older taxes. Recent taxes, most student loans, child support, and alimony generally are not discharged.

03How quickly does Chapter 7 stop creditor calls in Dallas?

Immediately upon filing in the Northern District of Texas. The automatic stay bars most collection activity while the case proceeds.

04What is the income limit for Chapter 7 in Dallas?

There is no single Dallas dollar cap. The means test uses the current Texas median for your household size, then allowed expenses. We run the numbers in the free consult instead of quoting a stale figure.

05How much does Chapter 7 cost in Dallas?

You pay a federal filing fee plus attorney fees that vary with complexity. We quote both on the first call so you can compare the cost of filing against the debt you would discharge.

20+Years practicing
1Attorney on your call
FreeConsultation
NTXSame local courts

Ready for a fresh start?

Get a free Chapter 7 review.

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Or call now(817) 335-8880

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(817) 335-8880

Prefer to talk it through? Call the Arlington office — consultations are free and confidential.

1521 N. Cooper St., Suite 340 · Arlington, TX 76011

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