Burleson Texas Bankruptcy Attorneys
A Fresh Start through Bankruptcy for Burleson, TX Families
When debt feels like a weight too heavy to carry, know that you're not alone. Right here in Burleson, Machi & Associates, P.C. has helped thousands of our neighbors find relief through Chapter 7 and Chapter 13 bankruptcy. We understand how financial stress can impact every part of your life—from family dinners to sleepless nights. That's why we don't just file paperwork; we walk beside you, explaining each step in plain English until you see a clear path forward.
Proven Help for Burleson Residents
Over the years, we've successfully guided hundreds of Burleson families and individuals through personal bankruptcy cases. Whether it's stopping foreclosure on a home near Chisenhall Fields or helping a local small business owner regroup, we know how Texas bankruptcy laws work in real-life situations. Our deep roots in Burleson mean we've seen firsthand how the right legal strategy can transform lives—like the teacher at Norwood Elementary who kept her car or the veteran near Bailey Lake who finally found debt relief.
More Than Lawyers. Machi & Associates, P.C. Are Your Neighbors
You'll find our team at Burleson community events, from the annual Founders Day Festival to Friday night football games at Burleson High. Why does that matter? Because we're not some big, impersonal firm from another city. We're your fellow Burleson residents who care about this community's well-being. When you sit down with us, you're talking to people who shop at the same H-E-B and cheer for the same Elks—people who want to see you succeed.
What Makes Our Approach to Bankruptcy Representation Different?
While other firms might rush you through the process, we take time to listen. With decades of combined experience, we'll review every detail of your situation—then craft a personalized plan that fits your unique needs. No judgment, no pressure—just honest advice about whether bankruptcy could be your ticket to breathing easier again. And if it's not the right solution? We'll tell you that too, because your trust means more to us than a quick fee.
Frequently Asked Questions
About Bankruptcy in Burleson, TX.
Q: What’s the difference between Chapter 7 and Chapter 13 bankruptcy in Texas?
A: Chapter 7 is often called "liquidation" and can wipe out unsecured debts (like credit cards or medical bills) in about 4-6 months—perfect if you have little disposable income. Chapter 13 reorganizes debts into a 3-5 year repayment plan, ideal if you’re behind on a mortgage or car note but want to keep your property. We’ll help you choose the right path for your Burleson home, wages, and goals.
Q: Will I lose everything if I file bankruptcy in Burleson?
A: Not at all! Texas has generous exemptions protecting your home (up to a certain value), car, retirement accounts, and personal belongings. Many Burleson clients keep all their property while saying goodbye to crushing debt. We’ll review exactly what’s protected in your case.
Q: How long does bankruptcy stay on my credit report?
A: Chapter 7 appears for 10 years, Chapter 13 for 7 years—but you can start rebuilding credit much sooner. Many Burleson clients qualify for new loans or credit cards within a year or two, often with better terms than their pre-bankruptcy debt. We’ll share local lenders who work with post-bankruptcy borrowers.
Q: Can bankruptcy stop foreclosure on my Burleson home?
A: Yes! Chapter 13 can halt foreclosure and let you catch up on missed payments over time. Even Chapter 7 can delay the process, giving you breathing room. We’ve helped dozens of Burleson families save their homes—call us the moment you get a foreclosure notice.
Take the First Step Today
If you're tired of collection calls and mounting bills, let's talk. Call Machi & Associates, P.C. at 817-335-8880 or fill out our simple online form to schedule a free, no-obligation consultation. We'll meet you at our Burleson office (or virtually if you prefer), look at your situation honestly, and help you decide if bankruptcy could be your fresh start. Don't let debt define your future—help is just around the corner in Burleson, Texas.
