Can Chapter 13 stop a foreclosure on my Dallas home?

Yes. Filing Chapter 13 immediately triggers an automatic stay that halts foreclosure proceedings. Your repayment plan allows you to cure mortgage arrears over 3 to 5 years while resuming regular payments. This is one of Chapter 13's most powerful protections for Dallas homeowners.

How much is a Chapter 13 payment in Dallas, TX?

Your monthly payment depends on your disposable income, secured debts (mortgage arrears, car payments), priority debts (taxes, support), and plan duration. Many Dallas families pay significantly less than their combined pre-bankruptcy minimum payments. Our attorneys calculate a realistic estimate during your free consultation.

Do I pay all my debts back in Chapter 13?

No. You must pay secured and priority debts in full, but unsecured creditors (credit cards, medical bills) often receive only a small percentage—sometimes as little as 0-10% of what is owed. The remaining unsecured debt is discharged when you complete the plan.

Chapter 13 Bankruptcy in Dallas, Texas

Home & Asset Protection

Stop foreclosure and restructure debt with Dallas's Chapter 13 specialists

Protect your home, car, and financial future with a structured repayment plan. Machi Wright & Associates has 30+ years of Chapter 13 experience. FREE consultation.

In short: Machi Wright & Associates helps Dallas residents file Chapter 13 bankruptcy in the Dallas Division of the Northern District of Texas — Earle Cabell Federal Building, 1100 Commerce St., Dallas 75242. 30+ years of experience. Free consultations — call 817-335-8880.

Who is the Chapter 13 trustee in Dallas?

Thomas D. (Tom) Powers is the Dallas Division Standing Chapter 13 Trustee. Dallas filers use a different trustee than Fort Worth Division cases.

Can a Fort Worth-area firm file Chapter 13 in Dallas?

Yes — Machi Wright & Associates is admitted in the Northern District of Texas and regularly files in the Dallas Division; consultations are by phone or at our Arlington office.

Where do Dallas Chapter 13 cases get filed?

Dallas filers in the relevant county use the Dallas Division — Earle Cabell Federal Building, 1100 Commerce St., Dallas 75242. Trustee for Chapter 13 cases in this division: Thomas D. (Tom) Powers, Dallas Division Standing Chapter 13 Trustee.

Should I consider Chapter 7 instead?

Chapter 13 is not right for everyone. Compare options on our Dallas bankruptcy attorney page and Dallas Chapter 7 bankruptcy page, or read the full guides on Chapter 7 and Chapter 13.

Chapter 13 Bankruptcy for Dallas Residents

Machi Wright & Associates guides Dallas clients through Chapter 13 — from East Dallas, Oak Cliff, and Far North Dallas homeowners. Our firm understands how high-income households with second mortgages and business guarantees affects household debt in Dallas and builds a Chapter 13 strategy around your income, assets, and goals.

We also help Dallas clients stop foreclosure, fight wage garnishment, and resolve SBA loan defaults.

Frequently Asked Questions — Chapter 13 in Dallas

Where is the bankruptcy court for Dallas Chapter 13 filers?

Earle Cabell Federal Building, 1100 Commerce St., Dallas 75242 — Dallas Division.

Can a Fort Worth-area firm file Chapter 13 in Dallas?

Yes — Machi Wright & Associates is admitted in the Northern District of Texas and regularly files in the Dallas Division; consultations are by phone or at our Arlington office.

How do I start a Chapter 13 case in Dallas?

Call 817-335-8880 for a free consultation. We review your debts, income, and assets and explain whether Chapter 13 or Chapter 7 fits your situation.

Ready to Explore Chapter 13 in Dallas?

Contact attorney Daniel Wright at 817-335-8880 to schedule your confidential consultation.

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Real people across Arlington, Fort Worth, Dallas, and North Texas trust this firm when debt feels overwhelming.

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“Hands down I recommend Daniel and his team. I was so nervous being here but they provided me with so much peace and understanding. "

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“Dan Wright helped my company whenever one of our customers had a tricky bankruptcy case."

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Contact Us for a Free Bankruptcy Consultation

Contact Machi Wright & Associates today at (817) 335-8880 to schedule your free bankruptcy consultation. Located at 1521 N Cooper Street, Suite 340, Arlington, TX. Let our experienced attorneys help you navigate your financial challenges with confidence and clarity.

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