Behind on your mortgage? A Texas foreclosure can move in weeks — Chapter 13 can stop it. See how →
Drowning in card & medical debt? Chapter 7 can wipe qualifying unsecured debt — a true fresh start. See how →
Want to keep the house & car? Chapter 13 catches up arrears on a structured, court-protected plan. See how →
SBA loan in default? North Texas business owners — there are defenses and workouts. See how →

Bankruptcy FAQ · Arlington

Straight answers before you file.

Attorney-reviewed answers about Chapter 7, Chapter 13, foreclosure, credit card lawsuits, and what a free consultation actually covers.

Common questions

What clients ask first.

This is general information, not legal advice for your situation. Your consult is where we apply it to your numbers.

  • Will I lose my house or car?
  • What is the difference between Chapter 7 and Chapter 13?
  • Can bankruptcy stop a foreclosure sale or garnishment?
  • How much does a free consultation cost? Nothing.

Direct counsel, not a call center

One attorney. Your whole case.

When you call Machi Wright & Associates, you talk to the attorney who will actually handle your file — not an intake screener. Fewer cases means more time to understand your income, your property, and your goals before anything is filed.

“Most people wait far too long to ask for help. The law gives you real tools — the sooner we talk, the more of your life we can protect.”

Daniel Wright · Lead Attorney
Straight answers before you file.
Federal bankruptcy law, applied by people who know the North Texas courts.

How it works

Clear steps. Local counsel.

Chapter 7 vs 13

Discharge vs repayment plan — income and goals decide.

Exemptions

Texas homestead and personal property rules matter before you file.

Automatic stay

Filing stops most collection, lawsuits, and garnishments.

Credit after

A discharge is not the end of your financial life — it is a reset.

20+Years practicing
1Attorney on your call
FreeConsultation
NTXSame local courts

Still have questions?

Ask them on a free call.

An attorney reviews every request — not a chatbot and not a call center.

Request a Free Consultation

Or call now(817) 335-8880

Free · Confidential · No obligation

Request a free consultation

Tell us about the debt, the garnishment, or the sale date. An attorney reviews every request — spam and bots are filtered before anything reaches the firm.

(817) 335-8880

Prefer to talk it through? Call the Arlington office — consultations are free and confidential.

1521 N. Cooper St., Suite 340 · Arlington, TX 76011

Free, confidential consultation. Submitting the form does not create an attorney-client relationship.