In short: Machi Wright & Associates is a North Texas bankruptcy law firm helping individuals and families file Chapter 7 and Chapter 13. The firm serves Arlington, Mansfield, Fort Worth, and surrounding communities with debt relief, foreclosure defense, and SBA loan default guidance. Free consultations: 817-335-8880.

What is bankruptcy?

Bankruptcy is a federal legal process that helps people and businesses who cannot pay their debts get a fresh start or reorganize what they owe. In Texas, most consumer cases are Chapter 7 (liquidation) or Chapter 13 (repayment plan).

Who should consider filing bankruptcy in Texas?

You may want to speak with a bankruptcy attorney if you are facing lawsuits, wage garnishment, foreclosure, repossession, or debt you cannot realistically repay.

What is the difference between Chapter 7 and Chapter 13?

Chapter 7 can discharge qualifying unsecured debt if you pass the means test. Chapter 13 sets up a 3–5 year plan to catch up on secured debts.

How much does it cost to file bankruptcy in Texas?

Attorney fees vary by chapter and complexity. Machi Wright & Associates offers a free initial consultation.

Will bankruptcy stop foreclosure or garnishment?

Filing triggers an automatic stay that temporarily stops most collection actions. Timing matters — contact an attorney as soon as you receive notice.

How do I get started?

Call 817-335-8880 or request a free bankruptcy consultation.

Related: Chapter 7 Bankruptcy · Chapter 13 Bankruptcy · Arlington Bankruptcy Attorneys · Mansfield Bankruptcy Attorneys · Foreclosure Defense · SBA Loan Defaults