SBA notes, guarantee docs, collateral, and demand letters.
SBA Loan Defaults · Personal guarantees
When the SBA loan follows you home.
Defaulted SBA debt and personal guarantees can threaten the house and family finances. We help North Texas owners understand workout, bankruptcy, and guarantee exposure — with an attorney on the line.
SBA & small business debt
Business closed. Family still matters.
Prior results do not guarantee a similar outcome. Every guarantee and collateral package is different.
- Personal guarantee and collateral exposure explained plainly
- Workout vs bankruptcy options before you sign anything
- Coordination with consumer Chapter 7 / 13 when it fits
- Direct counsel — not a national lead mill
SBA defaults · Personal guarantees
When the guarantee follows you. Plan before the demand accelerates.
When you call Machi Wright & Associates, you talk to the attorney who will actually handle your file — not an intake screener. Fewer cases means more time to understand your income, your property, and your goals before anything is filed.
“Most people wait far too long to ask for help. The law gives you real tools — the sooner we talk, the more of your life we can protect.”
Daniel Wright · Lead Attorney
How it works
Clear steps. Local counsel.
What the lender can reach — and what Texas exemptions protect.
Workout, Chapter 7, Chapter 13, or a sequenced approach.
File or negotiate with counsel who stays on the matter.
Straight answers
SBA loan default questions
Clear, honest guidance from a North Texas bankruptcy attorney.
(817) 335-888001Can bankruptcy help with an SBA loan default?
Often yes. Personal guarantees on SBA loans can follow you after a business failure. Chapter 7 or Chapter 13 may address personal liability depending on your full debt picture — we review guarantees, collateral, and IRS/Treasury collection risk in consult.
02Should I wait for formal collection before calling?
No. Early guidance can change options before Treasury or a lender accelerates. A free consult does not obligate you to file.
03Do you handle only consumer cases?
Our focus is consumer bankruptcy and related personal guarantees. Bring the SBA paperwork and any demand letters to the consult.
20+Years practicing
1Attorney on your call
FreeConsultation
NTXSame local courts
Guarantee hanging over you?
Get a plan for the family balance sheet.
Bring the SBA paperwork and any demand letters. An attorney reviews every request.
Request a Free Consultation