Garnishment order, judgment, and who is taking the money.
Wage Garnishment · North Texas
Wage Garnishment Attorney in Arlington, TX
Paycheck being garnished?
A garnishment can empty your take-home pay. Bankruptcy’s automatic stay can stop most garnishments once a case is filed — call counsel before the next paycheck clears.
Garnishment defense
Stop the levy. Protect the paycheck.
Judgments and garnishments move fast. Timing and chapter choice matter.
- Automatic stay can halt many garnishments after filing
- Chapter 7 may discharge the underlying card or medical debt
- Chapter 13 can reorganize what you still owe
- Free consult — bring the garnishment papers
Related
Why garnishments move fast
Texas protects wages — until it doesn’t.
Texas generally shields current wages from most creditors, but child support, taxes, student loans, and out-of-state judgments can still reach your paycheck — and once money leaves your bank account, ordinary card and medical judgments can seize it there. The window between the first levy and an empty account is short.
“By the time most people call about a garnishment, two or three paychecks are already gone. Call when the first notice arrives — that timing changes what we can save.”
Daniel Wright · Lead Attorney
How it works
Clear steps. Local counsel.
Bankruptcy, exemption claims, or other defenses.
Stay relief starts when the case is filed.
Counsel stays on the file through the next paycheck cycle.
Straight answers
Garnishment questions, answered plainly
What North Texas clients ask most before stopping a wage or bank garnishment.
(817) 335-888001Can bankruptcy really stop a wage garnishment?
In most cases, yes. Filing Chapter 7 or Chapter 13 triggers the automatic stay, a federal injunction that halts most garnishments immediately. Certain obligations like ongoing child support are treated differently, which is why an attorney reviews your specific order first.
02Are wages protected from garnishment in Texas?
Texas exempts most current wages from garnishment for ordinary consumer debts, but there are major exceptions: child support, spousal support, federal taxes, federal student loans, and some out-of-state judgments. Money that has already been deposited into a bank account can also lose that protection.
03Can I get back money that was already garnished?
Sometimes. If a significant amount was taken shortly before a bankruptcy filing, the trustee or your attorney may be able to recover certain garnished funds as a preference. Bring the garnishment paperwork and pay records to your free consultation so counsel can evaluate it.
04How fast can a case be filed to stop the next paycheck levy?
When timing is critical, an emergency (skeleton) petition can often be filed quickly to put the automatic stay in place, with remaining schedules completed afterward. The sooner you call before the next payroll date, the more options you have.
05What should I bring to the consultation?
The garnishment order or bank levy notice, the underlying judgment if you have it, recent pay stubs, and a list of who is taking the money. The consultation is free and you meet directly with the attorney.
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Next paycheck at risk?
Call before another levy hits.
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